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Both of the banks are great in their own ways, for example CIBC is a bank that is very good at helping the banking experience be easier and more accessible to the consumers. They have several online and handheld devices that run their products, such as the Online Banking and the 4 types of Mobile solutions. TD isn't bad either, they are not as good at online and handheld as CIBC but they are good at other things. For example they are very good with their options, they have several things they can offer to the consumers, quite a few more options then its competetor CIBC does. While looking for the information on these banks there really weren't too many difficult things to find. Most of the information came straight off the banks main website. One thing however that was difficult to find was the global operations. They aren't stated on the website and searching for it never came up with the right results, always something to do with the bank, just not what i was seaching for. As fo the rates between the two banks they are a little one sided with TD offering better rates. For example, the mortgages can vary up to a whole 0.25% in some cases, it might not seem like alot but it actually, it can be a difference of thousands of dollars, depending on the price of the house being bought.

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Overall Assessment Of Banks

The Future of Financial Services

The future of Banks will be very different then it is right now. The reason I think this is because when my parents were teenagers the banking system was very different, the amount that it has changed is huge. If that much had managed to change in that little time, that chances the future of banks hasn't changed from now, is very slim.

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